Please provide complete information so that your gift and acknowledgement are processed promptly:

1) Instruct your broker to wire securities in the appropriate amount to our account at:

For Unrestricted, Scholarships and General Endowments:	For the Kennedy-Willis Center on Down Syndrome:
Tim Handy	Mark Lasch
Senior Vice President	Senior Vice President
NBT Bank, NA	McDonald Financial Group/KeyBank NA
52 South Broad Street	22 Corporate Woods Blvd., 4th Floor
Norwich, NY  13815	Albany, New York  12217
E-mail Tim Handy	E-mail Mark Lasch
(607) 337-6191	(800) 724-1411 or (518) 391-1439

2) Notify Pathfinder Village:

The donor or Broker/Agent must notify Pathfinder Village that the stock is being wired so we can thank and give appropriate tax credit to the donor. Please contact Jim Seitz (see top of page) with this information.

3) The Broker/Agent must also confirm details of the completed transaction in writing to both the donor and Pathfinder Village specifying:

• Name and number of shares of the securities transferred
• Effective date of the gift
• Mean market value per share

Bequests
A gift can be made through a will, testamentary trust or codicil to a will or trust. Bequests may include cash, marketable securities, closely held stock, real estate, or tangible property.  To learn more about unrestricted or endowment bequests, please contact Director of Development Jim Seitz (see above).  It is advised that donors interested in this option also consult a qualified financial advisor.

Life Income Gifts
If you want to make a gift to Pathfinder Village, but need income for yourself or your family, consider a life income gift. Deferred gifts allow you to earn income and assist Pathfinder Village, while also receiving a charitable deduction.

Charitable Gift Annuity
By making a Charitable Gift Annuity to Pathfinder Village Foundation, you receive a fixed annual income for life. The rate you receive is based on your age. Thus, the older you are the higher the rate. The donor receives a charitable deduction for a portion of the value of the gift. Upon the death of the annuitant, the remaining principal becomes part of the Pathfinder Village endowment. The village requires a $10,000 minimum gift to establish a gift annuity.

Charitable Remainder Trusts
A charitable remainder trust can be established with cash, appreciated securities, real estate, or other marketable assets. The donor, or designated beneficiary, receive income for life or a fixed number of years. When the trust terminates, the remainder interest is distributed to Pathfinder Village. A Unitrust pays income based on a fixed percentage of the trust value which is revalued annually. An Annuity Trust pays a fixed dollar amount annually based on the initial value of the trust. Both trusts entitle the donor to a charitable deduction for a portion of the value of the gift.

Charitable Lead Trust
A charitable lead trust pays a fixed percentage of the trust assets to Pathfinder Village for a specified term of years allowing the donor to retain ownership of that asset. When the term expires, the principal of the trust is returned to the donor or a designated beneficiary. This kind of gift offers both immediate and future tax benefits and allows the donor to make a significant gift to Pathfinder Village while preserving the assets for one's heirs.

Real Estate Gifts
You may contribute various types of real property to Pathfinder Village such as a personal or vacation home, a farm, a commercial building, undeveloped property, or a fractional interest in property. In the case of a personal residence, or vacation home, the donor may make a gift of property and reserve the right to occupy it for life. Real estate gifts offer donors a variety of tax benefits.

Gifts of Tangible Personal Property
If you give a tangible asset, such as art or antiques, to Pathfinder Village for use by Pathfinder Village in its educational program, you will receive a charitable deduction for the full fair market value of the asset. However, if the asset is not used by the school, the charitable deduction is limited to your original cost basis.

Gifts of Life Insurance
You can name Pathfinder Village as a beneficiary, or co-beneficiary, on an existing life insurance policy. In the event of your death, the Village receives the proceeds of the policy as a bequest which also offer additional estate tax benefits.

If you make Pathfinder Village the owner of a policy, you can claim an income tax deduction for the current cash surrender value.

For more information e-mail James Seitz

Thank you for your support!

It is the policy of the Pathfinder Village Foundation to encourage donors to consult with qualified financial advisors before making sizeable donations.